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Journal / Financial

Rent vs. Buy 2026: The Opportunity Cost Analysis

C
Editorial Team
Jan 05, 2026
9 min read

Executive Summary

"Is buying a home still the best path to wealth? We compare the appreciation of property against index fund compounding."

The "American Dream" has shifted from an emotional milestone to a complex financial calculation. With high interest rates, the opportunity cost of a down payment has never been higher.

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